198 Lockett Street

Monticello, KY
$ 234,900 Beds 3 Baths 2.5 Sq 3,640
Monthly Estimate* How much can I afford?

Brick ranch with a basement! Located in the favored Harrison Addition, this spacious 3 bedroom, 2.5 bath home offers approximately 3,600 square feet including the basement, all conveniently located in the middle of town. Inside, you'll find plenty of room to spread out with generous living spaces, a den, and a basement offering even more possibilities. The home features central heat and air along with two additional propane radiant heaters, one in the den and another in the basement. Outside, you'll find a fenced in backyard, concrete driveway, and a 2 car attached garage. Space, location, and a great neighborhood all come together in this one. Schedule your showing today!

Active

  • Price
  • $ 234,900
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WAYNE
  • Half Bathrooms
  • 1
  • Area
  • 070 - Wayne County
  • Lot Size
  • 0.66 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 3,640
  • Year Built
  • 1964
  • Style
  • Ranch
  • MLS#
  • 26023864
Listed By: No Wake Real Estate - 606-753-9253
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Utilities Cable Connected,Electricity Connected,Water Connected
Possession Close Of Escrow
Roof Dimensional Style
Garage Spaces 2.0
Patio/Porch Features Patio,Porch
Architectural Style Ranch
Construction Materials Brick
Year Built 1964
Levels One
Property Subtype Single Family Residence
Parcel Number M7-06-007.00
County Wayne
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Damron Addition
Garage Y/N Yes
Other Structures Shed(s)
Total Rooms 13
Full Baths 2
Status Active
Directions Headed S down Main Street,turn right onto Lockett St. Travel 200 feet around the curve the property is on the right on the corner of Harrison and Lockett.
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 28671.0
Carport Y/N No
Elementary School Bell
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Cable_sp_Connected True

Interior Features

Interior Amenities Breakfast Bar,Eat-in Kitchen
Basement Finished,Full
Flooring Hardwood,Laminate
Total Fireplaces 2
Fireplace Features Basement,Propane
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1820.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 1820.0
LivingAreaSource Public Records
Total Baths 3
Heating-Heat Pump True

Exterior Features

Fencing Chain Link
Parking Features Attached Garage
Water Source Public
Lot Size Area 0.66
Foundation Details Block
Building Area Total 3640.0
Lot Size Acres 0.66
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bell Elementary School
Middle School Wayne Co Middle School
High School Wayne Co High School

Price History

8/31/2026 Listed $234,900

Property vs Zip Code Average in 42633

Price
AVG $300K
$230K
Year Built
AVG 2207
1964

198 Lockett Street Monticello, KY is a Single Family Home for sale at $234900 with 3640 sqft and a lot size of 0.66 Acres Acre(s). 198 Lockett Street Monticello has 3 bedrooms, 2 baths and was built in 1964. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.