284 George Street

Somerset, KY
$ 499,000 Beds 4 Baths 3.5 Sq 3,305 Virtual Tour
Monthly Estimate* How much can I afford?

NEW PRICE!! IMMEDIATE Possession!! Discover this stunning Cape Cod style waterfront home, perfectly situated in a nice lake community on beautiful Lake Cumberland. Features 4 bedrooms and 3 1/2 baths, this meticulously updated home is ideal as vacation getaway or a high performing VRBO. Step inside to find a beautiful, remodeled kitchen designed for everyday living and entertaining. The formal dining room provides an elegant setting for family gatherings, a gorgeous living room with high ceilings and fireplace, a large master suite with a beautiful tile shower. Enjoy breathtaking lake views from multiple vantage points, including the finished walkout basement. The oversized 2 car garage has plenty of room for all of your lake toys. Highly rated schools and countless updates throughout make this home truly move-in ready. With its magnificent view, quick access to the Needle Point Boat Ramp just 5 minutes away, and 2 full-service marinas less that 15 minutes from your door, this property has everything you're looking for--whether you're searching for a peaceful primary residence, vacation home, or a lucrative rental property. Don't miss your chance to own this unique waterfront escape!!!

Active

  • Price
  • $ 499,000
  • City
  • Somerset
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • PULASKI
  • Half Bathrooms
  • 1
  • Area
  • 902 - Southwest Pulaski County
  • Lot Size
  • 0.83 Acres
  • Zip
  • 42503
  • Sqr Footage
  • 3,305
  • Year Built
  • 2002
  • Style
  • Single Family Residence
  • MLS#
  • 26000556
Listed By: Lake Cumberland Real Estate Professionals - 606-677-0059
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Utilities Cable Available,Electricity Connected,Water Connected
Possession Close Of Escrow
Roof Dimensional Style,Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 2.0
Patio/Porch Features Deck,Patio,Front Patio
Construction Materials Vinyl Siding,Brick Veneer
Year Built 2002
View Lake
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 041-7-0-40
County Pulaski
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Kelley's Haven
Garage Y/N Yes
Total Rooms 12
Full Baths 3
Status Active
Directions Oak Hill Road to Ferry Road,go through the 3 way stop onto Slate Branch Road,right onto Shafter Shepola Road,then right onto George Street,home is on the lakeside.
High School Southwestern
City Somerset
Body of Water Lake Cumberland
High School District Pulaski County - 45
MLS Area 902 - Southwest Pulaski County
Lot Size Units Acres
Lot Size Square Feet 36155.0
Carport Y/N No
Elementary School Oakhill
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Southern
MLS Area Minor 902 - Southwest Pulaski County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True
Utilities_co_Cable_sp_Available True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Primary Downstairs,Walk-In Closet(s)
Basement Exterior Entry,Finished,Full,Walk-Out Access
Flooring Hardwood,Tile,Wood
Total Fireplaces 1
Fireplace Features Great Room
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Blinds,Insulated Windows
Fireplace Y/N Yes
Above Grade Finished Area 2283.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1022.0
LivingAreaSource Public Records
Total Baths 4
Heating-Heat Pump True

Exterior Features

Fencing None
Parking Features Attached Garage,Basement,Driveway,Garage Door Opener,Garage Faces Side
Water Source Public
Lot Size Area 0.83
Foundation Details Concrete Perimeter
Building Area Total 3305.0
Lot Size Acres 0.83
Lot Size Source Appraiser
Waterfront Y/N Yes
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Oakhill Elementary School
Middle School Southern Middle School
High School Southwestern High School

Price History

1/9/2026 Listed $549,900
3/17/2026 2% - $539,900
5/21/2026 4% - $519,000
6/29/2026 2% - $509,000
9/25/2026 1% - $499,000

Property vs Zip Code Average in 42503

Price
AVG $450K
$500K
Year Built
AVG 2312
2002

284 George Street Somerset, KY is a Single Family Home for sale at $499000 with 3305 sqft and a lot size of 0.83 Acres Acre(s). 284 George Street Somerset has 4 bedrooms, 3 baths and was built in 2002. The property's zip code is 42503 which is in Somerset, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.