For individuals who are preparing to buy a new home now or in the near future (next three months), it is so important for you to obtain your pre-approval with a high quality, service oriented lender.  You may be thinking, "Why is it so important to get pre-approved before I start viewing homes?"

First, should you find that right home as you are viewing properties, most sellers will expect you to have obtained your pre-approval before they will seriously consider your offer to purchase.  Without a pre-approval letter from your bank or mortgage company, the seller will most likely either be very unlikely to be negotiable with pricing details or not even consider accepting your offer at all without knowing you are a qualified buyer.

Secondly, the pre-approval process will remove the uncertainty about how much home you can really afford and if you are ready to buy at this time.  It can save you lots of time in your house hunt because you will be able to focus on seeing homes in your budget range.

Finally, pre-approval will speed up the process once you find that perfect home.  You will already have a relationship with a lender and will have a portion of the process already completed.  So once you find the home you want to buy, you will be ready to move forward.

With your pre-approval attained, you will be able to move forward with greater certainty and confidence as a qualified buyer. 

Bobby Sutton, Realtor
Weichert, Realtors - Ford Brothers
1406 S Hwy 27
Somerset, KY 42501
(606) 492-5169

Bobby Sutton, Realtor provides excellent service to both buyers and sellers.  His market knowledge and experience that he brings to his clients along with the client-service provided helps buyers and sellers through the transaction process.  If you need help with buying or selling a home, feel free to contact Bobby at 606-492-5169.